The IRS’ interpretation of the 10-year clean-out rule on inherited IRAs can be complicated.

The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries who inherit an IRA will need to follow the 10-year rule, which can significantly ...

It's important to know what options you have.

If you’ve inherited an individual retirement account (IRA), you’ll want to make sure you’re following the latest IRS rules to ...

The Secure Act of 2019 changed inherited IRA rules. Distribution time frames from inherited IRAs depend on whether you’re a spouse. Required minimum distributions from an inherited IRA could be ...

I’ve written several articles about the advantages of Roth IRAs, but I have never discussed the beneficiary rules, which ...

An inherited IRA may be the most complex issue to handle well when wrapping up an estate. If you’ve recently inherited an individual retirement account, you can find yourself at the tricky three-way ...

Beneficiaries of individual retirement accounts don’t have to take required minimum distributions this year — a responsibility that can normally result in owing more in taxes. The Internal Revenue ...

An inherited IRA works a lot like a regular IRA. The money continues to grow tax-deferred, and withdrawals are taxed based on the type of account. If you inherit a traditional IRA, distributions are ...

Readers of my column know I emphasize the importance of naming beneficiaries for every IRA account. Many ask under what circumstances they should consider naming a trust as an IRA beneficiary. In a ...

If you missed the deadline for taking your 2023 required minimum distribution from your inherited IRA, you owe the IRS an excise tax of 25% of the shortfall. If the deadline was missed because of a ...